Here is a quick guide to our Layaway Plans!
Email: hello@lo-smeraldo.com or shoot a message through instagram (@gabriella.missinne) to begin the layaway
We ask for a 25% deposit with equal payments up to 6 months for items $3000+*
(Items under $3000 will go through the Shop Pay layaway through the website, allowing four interest-free installments)
A 6 month Layaway looks something like this: 25% Deposit + 2nd Payment + 3rd Payment + 4th Payment + 5th Payment + Final Payment
Therefore the deposit is the first payment*
All payments are due on the same day of the month as the when the first payment (Deposit) was made.
I do my best to send out reminders at least a few days before a due payment, however it is your responsibility to make the payments on time*
What if you make a late payment?
I allow a "one late payment grace", however if there is a second late payment, then you are subject to a 10% late fee*
If there are more than 2 late payments, then the piece will go back into inventory**
When does my layaway get shipped?
We will be shipping out your order within 3-5 business days after you have completed your final payment.
If you are having a ring sized, I typically will size it sometime within the last month of your final payment, so that it is ready to ship!
**Layaway Payments are non-refundable & non-transferable at any point**
Tips:
If you live in US and have PayPal, they have a new service called, "PayPal Credit" where you can sign up and make minimum payments interest free for up to 6 months or pay a slight fixed fee for up to 12 or 48 months & get the piece shipped to you right away!
Learn more here: PayPal Credit
(I've used it, and its great!)
